Dining at a restaurant is always nice, but bringing home delicious take-out is even better!! So pull out your pj's and binge your favourite show because tonight, we're ordering take-out! Best Take-Out Spots In Kamloops 1. The Columbia Diner 555 Columbia St. W. Kamloops, B.C Burgers | American The Columbia Diner is a great place to order take-out from. The diner features an all-day breakfast so you can enjoy a delicious breakfast meal even if you're not a morning person. The Columbia Diner has a casual, roadside feel with the staff making guests feel right at home.  Popular Take-Out Dishes: Double double Smash burger Crispy Chicken The Ultimate grilled cheese The Columbia Diner serves a variety of comfort foods. The ultimate burger and fry dishes can be found here. The diner is open from Monday to Saturday from 7 am - 10 pm and 8 am - 9 pm on Sundays. The Columbia Diner is an affordable, casual, delicious place in Kamloops to order your next take-out meal from. 2. Peter’s Pasta 149 Victoria St. Kamloops, B.C. Italian | pasta Peter's pasta is a homey, small Italian restaurant that serves excellent take-out. In addition, they make take-home pasta kits so you can make an elegant meal with ease. Peter's pasta has been serving delightful Italian dishes since 1986. The owners have a strong true passion for making delicious food and sending their guests home with a smile. Delicious Take-Out Dishes: Chicken Alfredo Chorizo and Peppers Seafood Pesto Peter's pasta is open from Tuesday through Saturday from 5 pm until close. They make delicious, freshly made pasta and create heavenly dishes to enjoy for your next take-out splurge. 3. The Chopped Leaf 1180 Columbia St. SW Kamloops, B.C. Gluten Friendly | Vegan | Vegetarian | Healthy Eating The Chopped Leaf is a fantastic place to get take-out from in Kamloops, B.C. It is very inclusive of various dietary needs and sensitivities and has delicious options for everyone. The Chopped Leaf serves fresh and tasty meals. They celebrate everyone's unique dietary needs and create satisfying meals for all. The Chopped Leaf is well-known for its fresh signature dressings.  Popular Signature Dressings: Chipotle Ranch Creamy Lemon Dill Evil Peanut Popular Menu Items: Salads Wraps Sandwiches Quesadillas The Chopped Leaf is open Monday - Saturday from 10 am - 8 pm, and 10 am - 7 pm on Sundays. In addition, they do special events and cater. The Chopped Leaf offers an affordable way to enjoy healthy, nutritious take-out food. 4. Farros 1800 Tranquille Road Unit 10 Kamloops B.C. Mediterranean | Greek Farros is a great Mediterranean take-out restaurant in Kamloops. Open from Thursday through Sunday from 3 pm until 8 pm, Farros is an excellent choice for take-out in Kamloops. 5. Maurya’s Restaurant Bar and Banquet 165 Victoria Street, 100th Block, Kamloops, B.C. Indian | Vegetarian and Vegan Friendly Maurya’s Restaurant Bar and Banquet is a beautiful restaurant that serves Indian food. Cooked by a chef who has a true passion for culinary arts, Maurya's Restaurant Bar and Banquet is a great place to order take-out.  A few popular dishes: Fish Masala Paneer Makhani Saang Paneer Lamb Curry Maurya's Restaurant Bar and Banquet have a diverse menu with plenty of options to choose from. The restaurant is open for take-out every day from 12 pm - 8:30 pm. It is an affordable take-out spot with a vast menu waiting for you to explore! 6. Hello Toast 428 Victoria Street. Kamloops, B.C. American Cafe | Casual | Sandwiches Hello Toast is an eccentric brunch spot in Kamloops. They serve all-day breakfast and all-day lunch! It is a different kind of take-out spot and has a hippie-type vibe.  The menu found at Hello Toast features exciting, vibrant and surprising combinations of great food to create fabulous brunch-style meals. Hello Toast is a unique little take-out spot for the eccentric who loves brunch all day!     Related Post The Top 5 Pizza Joints To Check Out Now In Kamloops, B.C. Read More 7. Cordo Resto and Bar 540 Victoria Street, Kamloops, B.C. Canadian | Vegetarian and Vegan Friendly Cordo Resto and Bar is an exquisite restaurant in Kamloops, B.C. It has a calm, elegant vibe and serves excellent coffee, savoury salads with fresh, crisp vegetables and an expansive dinner menu.  Take-out options are available at Cordo Resto, and Bar from 7 am - 11 am Monday through Sunday. You'll find well-balanced, nutritious meals that are waiting for you to chow down. 8. Brown’s SocialHouse 1180 Columbia Street, West, A-101 Kamloops, B.C. American | Canadian Brown’s SocialHouse is an upscale-casual restaurant in Kamloops. The inside of the restaurant is stylish but very relaxing, and the food is heavenly. Brown's SocialHouse offers brunch, lunch and dinner.  Some familiar favourites from Brown's SocialHouse: Loaded Nachos Crispy Cauliflower Thai Chicken Soup Hollywood Burger Brown's Socialhouse is a modern type spot with simple dishes to enjoy.  9. The Art We Are Cafe 246 Victoria St. Kamloops, B.C. Quick bites | Coffee | Vegan-Friendly The Art We Are Cafe is a unique, eccentric cafe to get take-out from in Kamloops. The food used in the restaurant is as locally sourced as possible. Dishes are prepared with the utmost care and respect for both the food and the planet. The Art We Are Cafe is a proud supporter of local artists with several displays in the cafe.  Popular Items To Enjoy: Bacon brunch wrap Vegan Brunch wrap Kung-Fu Quinoa Salad Spinach and Beet Salad The Art We Are Cafe has healthy menu items prepared with ingredients as local as possible. The cafe itself is fantastic to explore, and the food is delicious.   Related Post The 10 Best Restaurants To Try In Kamloops: 2021 Edition Read More 10. Pizza Pi Kamloops 314 Victoria Street, Kamloops, B.C. Pizza | North American Pizza Pi Kamloops has an excellent take-out menu. It offers a wide variety of delicious pizzas, wings, salads and pieces of bread. Pizza Pi Kamloops serves great pizza that you need to try. Some popular pizzas from Pizza Pi Kamloops: Hot and Spicy Meditteranean Meat Lovers Spinach Tomato Pesto Pizza Pi Kamloops also offers vegan and vegetarian options. In addition, they offer all-day delivery so that you can indulge in that delicious pizza anytime! 11. Brownstone Restaurant 118 Victoria St. Kamloops, B.C. Upscale Dining | Simple Dining Brownstone Restaurant is a great place to order take-out in Kamloops, B.C. They offer seasonal menus and partner with local farms to bring local sustainably sourced food. Brownstone Restaurant is committed to using clean ingredients to make delightful food.  12. Jacob’s Noodle and Cutlet 260 4th Ave, Kamloops, B.C. Japanese | Korean Jacob’s Noodle and Cutlet is an excellent take-out spot in Kamloops. They have a diverse menu, offering various spices and flavours.  Kamloops, British Columbia is a treat on its own, but add in these take-out spots, and it gets even better! Enjoy testing out these excellent 12 take-out spots. Kevin Scharfenberg takes pride in guiding you through the buying or selling process, making himself available is a top priority. If you are looking for a Realtor® that will ensure you receive the best possible experience and that always puts your needs first, then Kevin Scharfenberg is the Real Estate Professional for you!  Thinking about buying or selling? Let’s get in touch! Call Today!

A home is likely one of the most significant purchases a person makes. Homeowners' insurance delivers peace of mind and protects personal property, belongings, and liabilities. While it isn't a law to have homeowners insurance, it is usually required if you have a mortgage and require funds from a lender. Homeowners insurance is protection for the lender and you. Homeowners Insurance Vocabulary Guide Here are some keywords that are integral to an understanding of homeowners insurance. Actual Cash Value - this term refers to the cost of repairing or replacing the damaged property with an identical/similar kind. Additional coverage - refers to extra coverage that can be added to the homeowners' insurance policy. For example, this might be necessary for fine jewelry, antiques, etc. Adjuster - The adjuster is the insurance company representative in charge of determining the extent of the insurer's liability for loss when a claim is submitted. Additional Living Expenses - this term refers to the part of the homeowners' insurance policy that reimburses accommodations, meals, etc. when the insurer's home is unlivable. (Damaged/undergoing repairs) Coverage - this refers to the range of protection that is provided under the insurance contract. Exclusion refers to specific situations or conditions that are not covered in the policy. Liability - The individual/personal responsibility through negligence, injury, or damage.   Related Post Buying Your First Home? Here Are 5 Things You Need To Know Read More Who Should Have Homeowners Insurance? This is a prevalent question!  And the answer is simple. Anyone who has a home should have homeowners insurance. Homeowners insurance is something tangible that protects a home and its possessions against damage and theft. In addition, many lenders require homeowner insurance to approve funding for a mortgage.  What Does Homeowners Insurance Cover? Insurance policies can be created and customized based on the insurers' needs and wants. However, a few standard elements of homeowners insurance are essential to understand. What coverage amount the homeowners' insurance is set at is different for each policy, but standard insurance covers a few main components. Interior and Exterior Damage  Personal Liability For Damage or Injuries Additional Living Expenses (if applicable) The Deductible Interior and Exterior Damage This part of homeowners insurance usually covers damage caused by fire, hurricanes, hail, lightning, and more. However, floods, earthquakes, and damage caused by improper home maintenance are generally not covered in a standard policy. In some cases, additional policies can be purchased to protect the insurer. Freestanding buildings such as a shed or garage may not be included in a standard homeowners insurance policy and sometimes require their policy for added protection. Personal Liability For Damage Or Injuries This component of a homeowners insurance policy protects the insurer from potential lawsuits arising from damage or injury at the insured home or the guests. This includes dog bites, falls, and other various liabilities. Additional Living Expenses Additional living expenses are not a part of every homeowner's insurance policy and require extra reading and making sure you have it if that's what you want. These expenses refer to if the insurer is forced out of their home due to damage, or other covered cause, the insurance company reimburses hotel room charges, restaurant meals, and other qualified purchases. Remember that there are daily limits to additional living expenses. Typically a higher limit can be arranged for an increased premium.   Related Post The Ultimate Guide To Buying A New Construction Home Read More Deductible The deductible is the number of funds the insurer pays towards a claim before the insurance policy covers the remaining. The insurer can usually choose and is agreed upon before signing the homeowners' insurance policy. Does homeowners insurance cover gutters? A homeowners insurance policy typically covers the cost of all damages to the home (this includes gutters.) Does homeowners insurance cover busted water pipes? Standard homeowners insurance policies usually cover the cleaning, repair, and damage caused by a busted water pipe.  Homeowners Insurance For Rental If you're renting a property, then the insurance you require is tenants' insurance. The homeowners' insurance protecting the property only protects the structure and not the belongings inside. Some rental agencies mandate tenants' insurance, but not all do. Unfortunately, it is expected that homeowners insurance covers the tenant's belongings. How to file a homeowners insurance claim? A homeowners insurance claim can be filed online, over the phone or in person at your insurance agency. Insurance agents work diligently to ensure the experience is as seamless as possible.    Thinking about buying or selling? Let’s get in touch! Call Today!  

A home inspection is an integral part of purchasing a house. It is a process that some skip but that is not recommended. It is performed by a qualified inspector and usually takes a few hours to complete. At the end of the inspection, the potential buyer/or buyer alone receives a report that indicates repairs, damage, and things that need to be addressed along with the severity.  The difference between a pre-inspection and a full inspection is that the pre-inspection indicates before the offer is submitted. In other words, the potential buyer has a home inspector come to do the inspection before putting in an offer.  Benefits of a pre-inspection While not every buyer or seller has a pre-inspection done, it does offer several benefits.  It gives the buyer knowledge of the home's condition before making an offer. If something comes back on the detailed inspection report, the buyer can then decide whether to back out, proceed, or negotiate.  When a buyer submits an offer after a pre-inspection, then the seller receives the offer without a home inspection contingency.  Often a seller orders a pre-inspection of their property before putting it on the market. This helps set an appropriate price and answer questions from potential buyers.   Related Post The Ultimate Guide To Buying A New Construction Home Read More Difference between pre-inspection and full-inspection The difference between a pre-inspection and a full inspection is very minimal. A pre-inspection takes place before the offer is submitted. A full inspection happens after the offer is submitted.  Benefits of a home inspection There are several important benefits to having a home inspection completed. Some lenders require it for the finalization of the funds. A home inspection allows buyers to make an informed decision about the property they are purchasing. The home inspector analyzes the home in detail and reports to the buyer, indicating repairs and damage that need to be taken care of and the severity. What a home inspector looks for A home inspector looks at the home from the bottom to the roof.  What a home inspector looks for: Examine the heat and air conditioning system Interior plumbing Electrical system Structure and Foundation The condition of the roof HVAC system What to expect from a home inspector? A home inspector can be brought to the showing for a pre-inspection or hired once an offer is reviewed. A home inspection usually takes approximately two to four hours. After the inspector is finished, they will provide a written report with notes and a severity rating. The difference between a pre-inspection and a full inspection is just a matter of timing. The ore inspection takes place before an offer is submitted.   Related Post How To Maximize Curb Appeal When Selling Your Home Read More The final word on pre-inspection vs. a full inspection A home inspection is something that protects the buyer and is one of the most beneficial purchases a potential home buyer can make. Both are impactful and important whether you opt for a pre-inspection or a full inspection. Once again, a pre-inspection is a home inspection that takes place before an offer is submitted, whereas a full inspection happens after.    Thinking about buying or selling? Let’s get in touch! Call Today!  

Revamping Your Backyard: 7 Things To Consider For Your Perfect Backyard Oasis!  For many people, your backyard is the place they spend most of their time. It's where you entertain friends and family or just relax on a hot summer day. You can turn it into an extension of your home by adding some simple features that will make it more appealing and comfortable to use. When it comes to purchasing a new home, many buyers are attracted to well-designed and inviting backyards which can be used as additional living space.    Related Post 10 Ways to Maximize the Curb Appeal of Your Home Read More Below are some ideas for creating an outdoor oasis and making your yard work hard for you: Privacy Having privacy in your backyard is just as important as having it inside your house. You may not think of your backyard as a place where you need privacy, but if you ever want to use it for any type of outdoor activity, you'll need to provide some level of privacy. There are many ways to create privacy in your backyard. You can install a high fence, plant large trees or shrubs, or install an outdoor screen. Whatever method you choose, make sure it meets your needs to create the perfect backyard oasis. Build A Deck Or Patio Space Having a designated space for outdoor entertaining is imperative to making your backyard an oasis. Is your house a new build with just dirt or grass? Adding a deck or patio area is a perfect way to establish a gathering place, but be sure to include enough seating for your guests. If you already have a deck or patio you can easily upgrade the space by repainting or staining or resetting the patio stones. You can also add some new furniture and décor to spruce it up. Seating Seating is a crucial aspect when it comes to enjoying your backyard. Thankfully, there are plenty of options to choose from that will best suit your needs and intended use. If you are looking for a place to enjoy outdoor dinners or entertain large groups, having an outdoor dining set is a great choice. Wanting to have a private space to relax and read a book? A hammock is a comfortable and low-cost option! Other popular seating options include conservation sets and outdoor couches. It is important to make sure that the outdoor seating you choose is not only comfortable but also weather resistant. You can choose furniture cushions that are made for weather protection or buy covers to protect your couches. Another advantage of choosing outdoor seating options is their durability so you won't have to worry about replacing them anytime soon. Landscaping No backyard space is complete without a beautiful landscape to gaze upon. Whether you are an avid gardener or looking for simplicity, there are dozens of plant and flower options to choose from. When it comes to landscaping your backyard, there are many different options to choose from. You can go with a simple design or go all out and create an elaborate garden oasis. No matter what you choose, be sure to pick plants and flowers that will thrive in your climate and sun exposure. Thinking outside of the box when it comes to gardening is also a great way to add some unique aspects to your property. From tantalizing water features to potted plants or wrought-iron décor, it's all about mixing up your space and adding some creative flair. The sky's the limit when it comes to backyard landscaping so let your creativity take control! Food & Meal Prep If you love spending time outdoors, then you'll definitely want to have a space for prepping food and cooking. A countertop area by the grill would be perfect for preparing food, displaying side dishes etc. This will keep your guests entertained while you're cooking and make the overall experience more enjoyable. Having outdoor cooking and prepping spaces also allows you to stay where your guests are without the need to be running in and out of the house. Lighting Adding some extra lighting to your backyard is a great way to make it usable at night. Whether you choose to add solar lights, string lights, or floodlights, make sure the lighting is both pretty and functional. Solar lights are a great option because they are low-cost and easy to install. Plus, they come in a variety of styles so you can find the perfect setting for your backyard. If you have a deck or patio space, hanging string lights is a great way to add some ambiance. You can also use floodlights to light up a specific area like a seating area or garden. Making sure your backyard is properly lit will allow you to use it for all sorts of activities - even at night!   Related Post The Ultimate Guide To Buying A New Construction Home Read More Relaxation There are countless benefits to relaxation for your mental health. From reducing stress and anxiety to improving moods, relaxation is a key part of maintaining a healthy mind. Adding things like a hammock, hot tub, and comfortable furniture could all add to aid in relaxation. Having a designated relaxation area will make it easy for you to take some time for yourself and de-stress. You can also add some calming elements like water features or plants to really set the mood. If you struggle with relaxing, start small by adding just a few things at a time. Over time, you will create the perfect oasis that will help you de-stress and unwind after a long day. An outdoor oasis can offer a variety of benefits for your mental health including reducing stress, and anxiety and improving mood. To create the perfect backyard oasis that will help you relax and unwind after a long day, think about adding features such as comfortable seating, beautiful gardens, and relaxing lighting. When looking to purchase a new home, now more than ever, having an inviting and functional backyard is important to buyers. Whether you are looking to sell and increase the value or looking to find the perfect addition to a new property, spending a bit of time and money on your backyard will do wonders.